Medicare Enrollment Checklist
The questions to answer before the Annual Enrollment Period: doctors in network, drugs on formulary, out-of-pocket maximum, Star Ratings, and travel needs. Based on the framework in Juan's Medicare comparison article.
Resources
Free Tools for Confident Healthcare Decisions
Checklists, guides, and consumer protection information — built from the same materials Juan's team uses with real families every day.
Guides & Checklists
Medicare
ACA Marketplace
Life Insurance
Education Materials
Marketplace Enrollment Preparation Guide
What to gather before Open Enrollment: income documentation, household details, current doctors and prescriptions, and how to estimate income honestly to avoid tax-time surprises. Companion to the subsidies article.
Family Needs-Analysis Worksheet
A protection-first worksheet: income replacement, debts, future obligations, and final expenses — minus what you already have. Companion to the life insurance planning guide.
Consumer Protection
Protect Yourself When Shopping for Coverage
- Verify every agent's license. Any legitimate agent will give you their NPN. Check it at NIPR or your state's insurance department. (Juan's: NPN 15714451.)
- Never sign a blank application or let anyone guess your income to inflate a subsidy — you will owe the difference to the IRS.
- Beware of unauthorized plan switching. If your marketplace plan changed without your consent, report it to the Marketplace Call Center (1-800-318-2596) immediately.
- Official sources only: HealthCare.gov, Medicare.gov, and your state department of insurance.
- Free help exists. Medicare beneficiaries can get unbiased counseling from their State Health Insurance Assistance Program (SHIP).
FAQ
Frequently Asked Questions
Who is Juan Ignacio Baldrich?
Juan Ignacio Baldrich is a healthcare insurance strategist and entrepreneur, licensed as an insurance agent since 2010 (Florida 2-15 License P230623, NPN 15714451) and licensed in 13 states. He is a former Series 65 fiduciary financial advisor, former Chief Provider Strategist for one of the largest U.S. health insurance agencies, and the founder of TuSeguroMedico.com and Panel Development Partners Agency.
Is Juan Baldrich a licensed insurance agent?
Yes. Juan holds a Florida 2-15 Health & Life insurance license (License P230623, NPN 15714451) held since 2010, plus non-resident licenses in Texas, Delaware, Illinois, Kansas, Mississippi, Nebraska, North Carolina, Pennsylvania, South Carolina, Tennessee, Georgia, and Utah. License status can be verified through the Florida Department of Financial Services and NIPR databases.
What topics does Juan Baldrich specialize in?
Medicare and Medicare Advantage, ACA Marketplace (Obamacare) plans, life insurance planning, managed care and provider relations, healthcare consumer education, and healthcare technology — with particular expertise serving Hispanic families in Spanish.
Does Juan Baldrich offer services in Spanish?
Yes. Juan is bilingual, and his platform TuSeguroMedico.com serves families entirely in Spanish, from education through enrollment, including bilingual licensed advisors and Spanish-language customer service.
How can I request an interview or speaking engagement?
Use the contact page, which includes dedicated sections for media inquiries and speaking engagement requests. Juan presents in English and Spanish, in person and virtually.
Is the content on this website financial or insurance advice?
No. All content on JuanBaldrich.com is educational. Insurance rules, subsidies, and plan availability vary by state, county, and year. Consult a licensed agent, HealthCare.gov, or Medicare.gov before making enrollment decisions. See our editorial standards.
Have a Question Not Covered Here?
Send it through the contact page — common questions become new resources.
Ask a Question